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A defendant shall be punished by imprisonment for one year.
Reasons
Punishment of the crime
1. On January 1, 2018, when the Defendant was requested to borrow a credit card from the victim D in a C cafeteria located in Daejeon-gu Daejeon-gu, Daejeon-gu, the Defendant made a loan by making credit card usage results after being issued a credit card under the name of the party and raising credit. The Defendant made a false statement that “a resident registration certificate, a resident registration certificate, a certified copy of the resident registration certificate, a certificate of personal seal impression, and a Handphone necessary for issuing a credit card.”
However, the defendant was thought to use a credit card under the victim's name as his/her own living cost, and there was no intention or ability to pay the credit card price normally, so there was no intention or ability to allow the victim to receive the credit card.
After receiving documents, etc. necessary for issuing a credit card from a victim, the Defendant received the E- Card, F Card, and G Card in the name of the victim, and then received the E- Card, F Card, and G Card from January 11, 2018 to the same year.
8. The same year from April 1, 2018 to the same year without paying 17,313,676 won of the card after using the E card until April 17.
7. The same year from January 12, 2018 to the same year without paying KRW 4,728,792 after using the F Card until January 22.
8. By the end of 31.31, the G card did not pay KRW 3,332,732 after using the G card, and acquired a total of KRW 25,375,200.
2. On April 24, 2018, the Defendant: (a) sent a loan to a victim G bank H loan counseling center under the name of purchasing the NA ran-type loan from the victim G bank by posting a phone at the victim G bank H loan counseling center; and (b) sent the loan by affixing his/her identification card under the name of D held in the same circumstance as that of the preceding paragraph, and then applying for the loan.
However, even if the defendant has obtained a loan under the name of D, he did not have the intention or ability to repay the loan.
The defendant, from the victim company, is the E Bank under the name of the representative J of the I on the same day.