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1. All of the plaintiffs' claims are dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
Reasons
1. Basic facts
A. The deceased E (hereinafter “the deceased”) concluded three insurance contracts as follows (hereinafter “each of the instant insurance contracts”) between the Defendant and the deceased, and according to the sequence below, “the instant insurance contracts.”
On October 9, 2008, when the deceased died as of the date of the insurance type contract, the beneficiary’s subscription amount: F 1 F 1 F 2008,000 won from October 9, 2008 to October 9, 2073 (100 years of age) the deceased’s legal heir’s death (1.3 million won from November 2, 2015 to November 2, 2015, the deceased’s legal heir’s death (60 years of age) 3 H 3 H 20,000 won from November 2, 2015 to November 25, 2017, the deceased’s legal heir’s death (270,000 won from January 25, 2017 to October 25, 2074).
B. At the time of the conclusion of each of the instant insurance contracts, the Deceased signed the subscription form stating as follows: ② With respect to the question of the “influent occupation” of the “influent occupation” included in the subscription form, the Deceased stated “D designer” as the “D designer”; and, with respect to the question of whether the “influent occupation” of the “influent occupation” is “influent, concurrently, or seasonally engaged in work,” indicated “no” as “no” in the answer column that the level of occupational injury or risk of the v Insured Insured Type 1 D Designer of the instant 1-Class 1 Insurance Contracts (Party 1 Insurance Solicitors) 1 of the instant 3 Insurance Contracts (Party 1 Insurance Solicitors).
C. On April 15, 2017, the Deceased is composed of 20 meters in length, 11 meters in width, 4.5 meters in height, 6.5 meters in height, and 6.5 meters in length at the J plant located in the Dam-type Audio Group I of Chungcheongnam-do, Chungcheongnam-gun, and pipes and tents in its original form.
While installing a tent over the tent, it is moving to the roof to assist the dismantling work of ventilation facilities installed on the roof of the above warehouse.
The tear of the existing worn-out tent is below 6.5 meters.