1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Basic Facts

Upon entering into an insurance contract, Plaintiff A is the husband of the deceased H (the deceased on October 13, 2017, hereinafter “the deceased”), and Plaintiff B, C, D, E, and F are the inheritors of the deceased H.

The defendant is a company established for the purpose of insurance business.

The Deceased, through the Defendant I and J, concluded the following insurance contracts with the Defendant (hereinafter “each of the instant insurance contracts”) and paid the premium.

The term "K", "M", "O", and " Q" in the order of insurance name less than that of the insurance name.

A contractor’s insurance contract amount of death insurance to be covered by the Policy Number policyholder’s insurance coverage period from May 10, 2012 to May 10, 2064, which was KRW 30 million from May 14, 2012 to KRW 370 million from September 14, 2012 to September 34, 2064, the legal heir IOP deceased, and KRW 30 million from September 14, 2017 to February 21, 2064 to KRW 70 million from February 17, 2017 to KRW 30,000,000,00 from KRW 70,000 to KRW 10,000,00 in the work site of KRW 70,00 to KRW 10,70,000,00 to KRW 370,00,00,000 to KRW 20,00,00.”

At around 03:50 on October 13, 2017, the Deceased, on the 03:50 on the 0.5 Eth day in T Eastern Sea, was on board with the Plaintiff A, and fell at the sea.

The Deceased was satisfed by another ship in operation in the vicinity, and returned to the V Hospital at the time of satisf. However, on October 13, 2017, the Deceased died at around 05:10.

(hereinafter “instant accident”). The terms and conditions of each of the instant insurance contracts are as follows (hereinafter “instant exemption provisions”).

(Reasons for which no insurance money is paid) Unless otherwise agreed, the company shall conduct the following activities for the purpose of occupation, duties or club activities by the insured (person insured):