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(영문) 서울중앙지방법원 2015.11.26 2015가합513416
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of premise;

A. Plaintiff A is the spouse of the network D (hereinafter “the deceased”). Plaintiff B and C are the deceased’s children, and the Defendants are insurance companies.

Attachment 12 Co., Ltd. 12 Between November 7, 2014, and November 7, 2058, 2014, and December 9, 2014, and January 9, 2015, the amount of insurance coverage (1,00,000 won as bereaved family members of the death) ① The amount of insurance coverage from December 9, 2014 to January 9, 2015, and KRW 1,00,000,000 as bereaved family members of the death (10,000,000,000 KRW 20,000,000,000,000,000,000,000 won of the death of the death of the deceased, and KRW 372,897,720,720,00,000,00,000)

B. The Deceased concluded each insurance contract between the Defendants as listed below (hereinafter “instant insurance contract”) and the Defendants (hereinafter “instant insurance contract”)

C. Each of the instant insurance contracts stipulates to the effect that, in the event the insured dies as a direct result of an injury caused by “a sudden and remote accident” during the insurance period, the amount of each of the instant insurance contracts is paid to the deceased’s legal heir. Article 5(1) and Article 16(1) and Article 5(1) of the Terms and Conditions of Contracts 1 and 2 of the Contracts provide that “Where the insured intentionally injures himself/herself, it shall not be compensated, but shall be paid in cases where the insured damages himself/herself without any free decision due to mental disorder, etc.”

At around 11:30 on January 6, 2015, the Deceased died after falling outside the wall of the balcony 26th 2608, which is located in Thailand H.

[Ground of recognition] The evidence Nos. 1 through 3, Eul evidence Nos. 12 through 15, Eul evidence Nos. 1 and 2 include each number.

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