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1. Attached Form concluded between the Plaintiff (Counterclaim Defendant) and the Defendant (Counterclaim Plaintiff);
2. The insurance contracts mentioned above;
Reasons
(A) A principal lawsuit and a counterclaim shall be deemed to be filed together)
1. Attached Form;
1. In light of the details and result of a traffic accident described in the report, the timing and content of discovery and diagnosis of the number of ships C after the occurrence of the traffic accident, as well as the treatment progress and current status thereof, C may be deemed to have suffered injury, such as joint evidence of credit scale, etc., on the relevant chest and scarcity due to the traffic accident, which is attached thereto;
2. Grade III disability classification table 1 of the terms and conditions of the insurance contract of this case, which directly causes a traffic accident among the passengers on board which occurs on the ordinary day prescribed in subparagraph 4 of Article 5 of the terms and conditions of the insurance contract of this case.
3. The occurrence of an insured incident falling under the “in the event that a person has to undergo long-term nursing to have a clear disability in the mid-to long-term care or mind left,” can be seen as having caused the occurrence of an insured incident falling under the instant insurance contract. Therefore, the Plaintiff is obligated to pay the insurance proceeds corresponding to the said insured incident according to the instant insurance contract. The details on the calculation of the insurance proceeds, etc. to be paid by the Plaintiff are as follows. The insurance proceeds to be paid by the Plaintiff pursuant to the instant insurance contract in relation to the said insured incident are “one five million won per year, and twenty-time final payments,” and the beneficiary is entitled to receive the estimated interest rate for the insurance (7.5% per annum) at the request. The amount of the insurance proceeds to be paid at a discounted value is KRW 164,386,173.
Article 10 of the Terms and Conditions of the instant insurance contract provides that “if it is necessary to investigate or confirm the grounds for the payment of the insurance proceeds, the insurance proceeds shall be paid within ten days after receipt,” and that “if the company fails to pay the insurance proceeds within the said payment date, the company shall pay the period from the day following the date of the payment to the date of payment plus the amount calculated by adding the interest rate of the principal contract to the welfare unit per annum.” The Defendant claimed for the payment of the insurance proceeds to the Plaintiff on February 19, 201, but the Plaintiff filed a claim against the Plaintiff on March 1,