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1. The insurance contract of the Plaintiff (Counterclaim Defendant) against the Defendant (Counterclaim Plaintiff) is based on the attached list.
Reasons
A principal lawsuit and a counterclaim shall be deemed simultaneously.
1. Basic facts
A. The Plaintiff is a company running an insurance business, such as life insurance.
B. On February 27, 1998, the Plaintiff and the beneficiary heir at the time of the death of Nonparty B (hereinafter “the deceased”) entered into a contract for the “besber Security Insurance” as indicated in the attached list (hereinafter “instant insurance contract”) with the Plaintiff on February 27, 1998.
The terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”) relating to the instant case are as follows.
Article 13 (Grounds for Payment of Insurance Money) (1) If any of the following events occurs to the insured during the insurance period, the company shall pay the insurance money agreed upon to the beneficiary (see attached Table 2, e.g., attached Table 2):
1. When he/she dies from a disaster directly due to the accident (including the disability condition of class 1 due to the accident of an accident on board the vehicle, which occurred after the seat safety belt): When he/she dies due to the accident of an accident on board the vehicle: 200 million won (100 million won): when he/she dies due to the direct cause other than the traffic accident on board the vehicle: when he/she dies due to a traffic accident other than the traffic accident on board the vehicle (50 million won): 10 million won (50 million won) (25 million won) (25 million won (25 million won) (1) (the company may terminate this contract at the same time as it does not pay insurance money if the cause for paying the insurance money occurs due to any of the following cases:
1. Where the insured intentionally damages himself/herself, but he/she commits suicide or commits himself/herself after two years have passed from the date of commencement of liability (in cases of an inevitable contract, the date of reinstatement subscription) of the contract;