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(영문) 전주지방법원군산지원 2019.04.09 2018가단52912
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff is the mother of the deceased C (hereinafter “the deceased”).

Part III of the General Terms and Conditions (Types and Grounds for Payment of Insurance Money) Article 15 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (person receiving the insurance money) when any of the following events occurs to the insured (person subject to insurance):

1. Inflicting an injury during the insurance period (excluding physical assistance equipment, such as artificial organs or parts, but including bodily transplantation of an injury, such as artificial organs or parts, due to a sudden and incidental external accident that occurred during the insurance period;

) He shall pay the amount of insurance coverage (hereinafter referred to as the "amount of death insurance coverage") as stated on the Insurance Policy (Certificate of Insurance Policy) if he/she dies (excluding death due to illness) as a direct result of the injury sustained (hereinafter referred to as the "Bodily Injury"), to the beneficiary (person receiving the insurance) as the death insurance benefit.

Article 17 (Reasons for Not Paying Insurance Money) (1) A company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

1. The intention of the insured person: Provided, That where the insured person has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., he/she shall pay the insurance money to him/her;

B. On February 20, 2012, the Plaintiff and the Defendant entered into a D insurance contract with the deceased, the beneficiary, and the insured period from February 20, 2012 to February 20, 2091 (hereinafter “instant insurance contract”). In the case of death of injury, the amount of the insurance coverage is KRW 80,000,000,000,000,000,000,000,000,000.

Among the general terms and conditions incorporated into the content of the instant insurance contract, the content of the instant case is as follows.

C. The Deceased on September 27, 2016 around 17:00.

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