Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The defendant is the head of F new branch office, and the victims are the designer of the branch office.

1. On November 5, 2012, the criminal defendant against the victim A made a false statement to the victim A that “The cost of operating the insurance office is required. It will be used only a month and repaid without a mold.”

However, the defendant did not have the intent or ability to repay even if he borrowed money from the victim.

The Defendant, by deceiving the victim as above, received KRW 15 million from the victim as the borrowed money, and acquired it by fraud.

2. On December 27, 2012, the criminal defendant against the victim N made a false statement to the effect that he/she walked on the phone of the victim N from Daejeon-dong, Daejeon-gu, Seoul Special Metropolitan City (O apartment 10 Dong 409) and borrowed money from the victim N, and that he/she would make payment without any mold after one month.

However, the defendant did not have the intent or ability to repay even if he borrowed money from the victim.

As above, the Defendant, by deceiving the victim, received a remittance of KRW 10 million from the victim to the account under the name of the Defendant for the purpose of borrowing money from the victim and acquired it by fraud.

3. Around January 25, 2013, the criminal defendant against the victim P made a false statement to the victim P by the office of Lao Dong-dong, Daejeon-gu, Daejeon: “Around January 25, 2013, the defendant would make payment to the victim P only one month, as it is necessary to have the insurance solicitor engaged in the (State) insurance office in which the principal branch is located.”

However, the defendant did not have the intent or ability to repay even if he borrowed money from the victim.

As above, the Defendant, by deceiving the victim as above, received 15 million won as the borrowed money from the victim in the same place, and acquired it by deceit.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of the N in the police station;

1. A written statement;

1. Application of the Acts and subordinate statutes of a cash receipt, a certificate of borrowing and a letter of repayment.