1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. On May 29, 2001, the Plaintiff entered into an insurance contract with the Defendant for non-payment of dividends with the amount of KRW 100 million at the maturity and hospitalization of the Plaintiff, the beneficiary of the insurance, the Plaintiff’s non-payment of KRW 2: 70% disability grade 3: 50% disability grade 4: 15% grade 6: 10% grade 6: disability grade 3 of the above insurance contract terms and conditions applicable to the above insurance contract and disability grade 6:

Grade II of the Disability Rating Table

1. Grade IV when he/she is required to leave a serious obstacle to his/her heavyial boundary or mind and receive occasional nursing throughout his/her life;

3. If a person becomes subject to restrictions on basic action for lifelong life because he/she has left a serious obstacle in the medium, old alert or spirit.

2. It means a state in which one or more of the basic actions of daily life to restrict the daily life of a person is restricted, but the swimming or auxiliary equipment (wheel chairs, wood, etc.) of another person is not required;

(1) Movements (1) movement, (2) food taking action, (3) operation, (4) operation, urine, urine or subsequent treatment thereof, (5) bathing,

4. Occasional nursing means occasional nursing:

1) Of the basic action of daily life for the maintenance of life, (i) includes the restriction on movement action of (ii) or more of the items in (ii) through (5) is restricted, or where it is necessary to remove another person from time to time due to dementia, mental illness, etc., and (i) the extent of restriction on movement action of one person shall be affected.