1. The plaintiffs' respective claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Basic Facts

The following facts may be acknowledged, either in dispute between the parties, or in full view of the entries in Gap evidence 1 through 7 (including a serial number, unless otherwise specified; hereinafter the same shall apply) and the whole purport of pleadings:

The parties D(hereinafter referred to as “the deceased”) are policyholders and the insured who have concluded an insurance contract with the Defendant, and the Plaintiff A is the deceased’s spouse, the Plaintiff B and C as their children, and the deceased’s legal successors.

On May 18, 2010, the Deceased entered into an insurance contract with the Defendant for non-dividend professional driving insurance (hereinafter “instant 1 insurance contract”) with the content that the amount of insurance coverage is KRW 60 million upon death, the beneficiary’s statutory heir, securities number E, and insurance period from May 18, 2010 to May 18, 2020.

On June 28, 2012, the Deceased entered into an insurance contract with the Defendant with the content of KRW 50 million, the amount of the insurance coverage at the time of death, the legal heir of the beneficiary of the insurance, the securities number F, and the insurance period from June 28, 2012 to June 28, 2022.

On July 20, 2012, the Deceased entered into a non-distribution professional license insurance contract (hereinafter “instant third insurance contract”) with the Defendant on July 20, 2012, with the content of KRW 100,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000).

The terms and conditions of each insurance contract of this case relating to this case are as follows.

Article 17 (Grounds for Not Payment of Insurance Proceeds) A company shall not prevent insurance proceeds when any of the following events occurs to cause the payment of insurance proceeds:

(1) The insured's intention.