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(영문) 서울중앙지방법원 2018.09.20 2017가합27797
보험금 청구의 소
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The deceased B (CB; hereinafter “the deceased”) concluded each of the following insurance contracts with the Defendant, an insurance company, (hereinafter “the instant insurance contracts”) as follows:

(A) Nos. 2-1 through 4 of the Evidence No. 2-2 of the Insurance Contract No. 1205, May 4, 2010 to May 4, 2060, when a beneficiary died, the insurance contract No. 12019, May 4, 2010 to the beneficiary’s death, and the deceased’s statutory heir 2004 from March 30, 2012 to March 30, 2012 to March 30, 2060, the non-paid professional heir No. 1201, Apr. 30 to April 30, 2012 to the deceased’s legal heir No. 12015, Apr. 30, 206; the non-paid professional witness No. 12049, Oct. 9, 204; the deceased’s heir No. 1705, Jul. 27, 2005)

B. The terms and conditions of each of the insurance contracts of this case covered by the Deceased include the provision stating that “the insured (person subject to insurance) dies as a result of a direct result of physical injury caused by a sudden and remote accident that occurred during the insurance period, the amount of insurance coverage shall be paid to the beneficiary with the injury death insurance, and that “the insured shall not be paid when the cause for payment of insurance money occurred due to the intention of the insured, but shall not be paid with the insurance money if the insured has damaged himself/herself in a state that he/she cannot make a free decision due to a defect, etc.” (Articles 17, 2, 3, 18, 3, and 3 of the General Insurance Contract Clause).

C. On February 11, 2016, the Deceased committed suicide by avoiding a bundance within one’s own car parked in the vicinity of his own restaurant, “J” located in Pyeongtaek-si I operated by himself.

(A) Nos. 3, 5, 6, and 7, hereinafter referred to as “instant accident”). D.

The plaintiff is the deceased's children.

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