A defendant shall be punished by imprisonment for one year.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment became final and conclusive.

Punishment of the crime

On January 2016, the Defendant was urged by the creditors to repay the debt incurred due to the new construction of a residential house by receiving a loan consultation from the B credit cooperative, which was followed by the Defendant, with the intent to obtain a mortgage loan by concealing the fact that the prior lessee D is residing in the above real estate by modifying the “the details of access to the moving household (including a live person)” with respect to the Gyeong-Gun C, Gyeongbuk-gun, the Defendant owned, thereby concealing the fact that the prior lessee D is residing in the above real estate.

1. On January 12, 2016, the Defendant altered official documents, at the Defendant’s residence located in the Gyeong-gun C of North Korea on January 12, 2016, drafted a copy of “the details of occupancy household perusal (including liveers)” without the lessee, registered as the resident of “the details of occupancy household perusal (including the details of occupancy household perusal)” for submission of financial institutions issued by the Myeon Office on the same day, using knife and knife, and re-produced using a copy at the same place.

Accordingly, for the purpose of uttering, the Defendant modified a copy of “the details of access to the transferred household” in the name of the office of Gyeong-gun E-Myeon, Gyeongbuk-gun, Gyeongbuk-gun.

2. On January 18, 2016, the event of an altered official document and the fraud of the Defendant: (a) applied for KRW 180,000,000 to the lender located in the Jung-gu, Daegu-gu; and (b) as if there was no prior lessee to the Defendant’s real estate; (c) granted one copy of the “the details of access to the relocated household” changed as described in the foregoing paragraph (1) to the lender’s real estate; and (d) received a loan from the victim B credit cooperative KRW 180,000,000 from the victim B on the same day.

Accordingly, the defendant exercised the altered official document, and received money by deceiving the victim.

3. On August 12, 2016, the alteration of official document is a resident of “the details of the transfer household perusal (including a person living together)” for submission of a financial institution issued by the G office on the same day at the above Defendant’s residence on August 12, 2016.