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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. B on June 26, 2013, the general steel structure of 1, 2013, the general steel structure of 1, 2013, and 2, the 2, 2, 2, and the 3,000 square meters of the roof factory (hereinafter “instant warehouse”) were leased from D to manufacture and sell quasi-drugs, such as hand and disinfection (hereinafter “instant factory”).
B. On June 25, 2013, B concluded a contract number G, insurance period from June 25, 2013 to June 25, 2023 with respect to the instant factory with Defendant F via an insurance solicitor F of the Defendant’s agency, and entered into a fire indemnity insurance contract (comprehensive type) with respect to the instant factory, namely, a contract number G, an insurance period from June 25, 2013 to June 25, 2023.
(hereinafter “instant insurance contract”). The subject matter of the instant insurance contract is limited to the manufacturing unit of this case, and the warehouse of this case is not included in the subject matter of the insurance.
C. On January 2, 2014, the Plaintiff leased the instant factory from D, and around that time, he/she manufactured hand over all machinery, facilities, and finished products within the factory from B, which had been engaged in the manufacturing of quasi-drugs, with the trade name of “H” at the instant factory (hereinafter “instant transfer contract”). The Plaintiff manufactured handout agents, insects, etc. at the instant factory.
On June 19, 2015, around 04:18, a fire suspected as electrical factors has occurred after the warehouse of this case (hereinafter referred to as “the fire of this case”), and the factory of this case was removed by fire officers dispatched, but due to which the fire of this case was spread, damageed to J building, K, L-owned M building, and K-owned M building, which are buildings adjacent to the factory of this case.
(hereinafter) In the case, J, M, andO buildings are hereinafter referred to as “the instant damaged buildings”). / [Grounds for recognition] without dispute, each entry in Gap evidence 2 through 10 (including serial numbers; hereinafter the same shall apply) and the purport of the whole pleadings.
2. The plaintiff's insurance solicitor.