The plaintiffs' claims are dismissed.

The costs of lawsuit shall be borne by the plaintiffs.

1. Basic facts

A. Plaintiff A is the spouse of the deceased D (Death on March 6, 2015), and Plaintiff B and C are children of Plaintiff B and C.

B. On June 30, 2014, Plaintiff A entered into an insurance contract with Defendant and the insured without dividends, the insurance period from June 30, 2014 to June 30, 2063, setting the beneficiary’s death as legal heir, non-legal heir, and the beneficiary’s death in general injury, death of disease, disability in the aftermath of injury, health care expenses, and examination expenses for all kinds of diseases as security.

(hereinafter “instant insurance contract”). C.

The terms and conditions applicable to the instant insurance contract are as follows.

Article 2 (Definition of Terms and Conditions) (2) In cases of injury to an organization which is a subject of payment, the term shall not be harming the body of the organization due to a sudden and incidental accident that occurred during the insurance period.

B. P.C.: It refers to matters that may affect the acceptance of a contract, such as refusing to make an offer of a contract, restricting the amount of insurance coverage, excluding partial guarantees, reducing insurance proceeds, and granting conditional acceptances, if the company knew of the fact with respect to the duty to notify prior to the contract.

Article 8 (Procedures for Payment of Insurance Money)

1. The company shall pay insurance proceeds within three business days from the date of receipt of the documents set forth in Article 7;

Article 1 (Grounds for Payment of Insurance Money) of the General Injury Death Guarantee Clause 1 of the General Injury Death Guarantee Clause (Grounds for Payment of Insurance Money) In the event that the insured listed in the Insurance Policy dies as a direct result of the injury during the insurance period of the General Injury Death Guarantee Clause (except for the death caused by illness), our company shall pay the beneficiary the total amount of the insurance

Article 4 (Provisions Applicable Mutatis Mutandis) Any matter not specified in this Special Terms and Conditions shall be at the risk of complying with the General Terms and Conditions.

D on March 6, 2015, the level of 04:20 on March 6, 2015, in the state of 0.190% of blood alcohol concentration in the Frosa or fluence in Kimpo-si E.