1.The judgment of the first instance shall be modified as follows:

The network D is located in B on July 12, 2013, 195, 300,000.

1. Basic facts

A. From March 22, 2013 to March 22, 2014, the Plaintiff concluded an insurance contract with the deceased D (hereinafter “the deceased”) with the insurance period, setting the beneficiary as legal heir at the time of death as an insurance contract for non-dividend NH Farmers Safety Insurance 2 basic type (hereinafter “instant insurance contract”).

B. The main contents of the terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”) are as follows.

Article 14 [Types and Grounds for Payment of Insurance Money] If any of the following events occurs to the insured during the insurance period, the company shall pay the insurance money agreed upon to the beneficiary (attached Table) to the insured:

1. When he/she dies due to a disaster or a first-class soldier's disease: A disaster that occurs during the farming operation referred to in [Attachment Table 1] means a disaster that occurs during the farming operation prescribed in the "scope of farming operation" in [Attachment Table 1] of attached Table 1 when a person with a disability-type 3 general disability who is a general-type 1-type 2-type insured person subject to the payment of insurance proceeds as bereaved family members dies during the farming operation during the insurance period, due to a disaster other than a disaster during the farming operation of KRW 7 million in the amount of KRW 9 million, which is KRW 6 million and KRW 8 million when the insured dies during the period of the insurance period;

1. The term "agricultural work" means work conducted for the purpose of agriculture, which falls under any one of the following items:

Works incidental to cultivating rice, barley, barley, rice, miscellaneous, vegetables, vegetables, wild vegetables, fruit plants, horticultural crops, craft crops, fertilizer crops, flowers and medicinal herbs crops, mulberry trees, mulberry trees, ornamental trees, and germs.

4. “Work” in subparagraph 1 means, in addition to a direct work, any of the following:

Moving of residential and agricultural machinery (including riding of agricultural machinery) with residential and agricultural places of work

(b) Residence, place of work and shipment; and