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1. The plaintiff's claims against the defendants are all dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. The Defendants are parents of the network D (E) (hereinafter “the network”) and are legal successors.
B. As indicated in attached Table 2, Defendant B entered into an insurance contract with the Plaintiff as the deceased on December 17, 2008, with the beneficiary of the insurance on the time of the death of the insured as a statutory heir, with the insurance period from December 17, 2008 to December 17, 2092, with the amount paid at the time of the death of a general injury as KRW 50 million, and (2) on August 29, 2013, the insured on August 29, 2013 as the deceased, the beneficiary of the insurance money as a legal heir, and the insurance period from August 29, 2013 to August 29, 2092; and (3) concluded the “G insurance contract” with the amount paid at the time of the death of a general injury as KRW 100 million.
(hereinafter collectively referred to as “the instant insurance contract”). Article 13 (Compensation for Loss) of the “F Insurance Contract” (hereinafter referred to as the “F Insurance Contract”). ① When the insured suffers bodily injury due to a sudden and incidental accident during the insurance period (hereinafter referred to as “accident”), the Company shall compensate for the damage resulting from the injury (hereinafter referred to as “damage”) in accordance with the terms and conditions.
Article 14 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:
1. The intention of the insured;
2. The insured's self-injury, suicide, attempted suicide, criminal acts under the Criminal Act, or violence under Article 15 (Death Insurance Money) (1) If the insured was injured by an accident specified in Article 13 and died as a direct result within two years from the date of the accident, the company will pay the beneficiary the total amount of the insurance money stated in the insurance policy as the death insurance money.
C. The main contents of the instant insurance contract are as follows.
Article 15 (Types and Grounds for Payment of Insurance Money) of the "G Insurance Contract" shall apply to the insured when any of the following causes occurs: