Defendants shall be punished by imprisonment for six months.

However, from the date of the conclusion of the judgment, each of the defendants is against the defendants for one year from the date of the judgment.

Punishment of the crime

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a deposit contract.

1. Although Defendant B did not work for E, Defendant D is a person who is in charge of a false lessor who prepares a contract, as in the absence of any intention to actually lease 302, by using a false lease contract document, certificate of employment, etc., and the Defendant is a person who is in charge of a false lessor who is a false lessee, even though he did not have any intention to rent 302, the Defendant is a person who is in charge of a false lessor who is a false lessee.

Around May 2013, the Defendant and D drafted a false lease agreement with the lessor’s “J”, the lessee’s “D”, and the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the lease of the deposit of the lease of the leased property from the “I Authorized Agent Office” operated by H in Nam-gu Incheon Metropolitan City.

D around May 23, 2013, around 3, 2013, when applying for a loan of 40 million won to employees in charge of loan of her entire house at the victim NH Nongng-dong branch located in the Nam-gu Incheon Metropolitan City 3 860-2, the bank submitted an application for the loan of the National Housing Fund and an application for the credit guarantee of the Korea Housing Finance Corporation with the aforementioned false lease agreement and a false certificate of employment that D is working for the company E.

Around June 5, 2013, the Defendant and D conspired to do so and acquired the money from the damaged party through the Agricultural Cooperative account in the name of the Defendant through the Agricultural Cooperative account in the name of the Defendant to receive KRW 40 million as a loan for the entire housing loan.

2. Defendant A K does not work for a company E, but is a false charter agreement and a false charter agreement, even though it does not work for a company E.