A defendant shall be punished by imprisonment for not more than ten months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a deposit contract.

The loan hub consisting of loan hubs, tenant recruitment books, and tenant recruitment books, etc. used the fact that the financial institution entrusted with the business related to the loan of the deposit of the deposit of the deposit of the deposit of the house easily offers the loan of the deposit of the house through the formal examination, thereby soliciting the false lessee and the lessor, and acquiring the loan of the deposit of the worker's house by fraud.

The Defendant, using a false lease contract, etc., intended to obtain a lease loan and play the role of a false lessee, and B, upon receiving a proposal from a broker of a false loan without name, accepted the proposal that “B will give KRW 2 million on the face of the week by using a false lease contract” and was in charge of a false lessor who prepared a lease contract as if he did not think that he had to set up “Seoul-dong, Incheon Metropolitan City apartment C Apartment 127 Dong-dong 1803, 1803,” which is his own property, as the lease contract was set up as the lease term to the Defendant.

On June 12, 2013, the Defendant and B drafted a false lease agreement with “B”, “A”, “A”, and “170,000,000 won” under the “F Authorized Agent Office operated by E on the first floor of Yeonsu-gu Incheon Metropolitan City D stores as water for lease purposes.

On June 21, 2013, the Defendant applied for a loan of KRW 47 million to a person in charge of loaning a house of KRW 47 million at the point of the Nam-gu Incheon Metropolitan City, the Nam-gu branch located in 898, the Nam-gu, Incheon, for a loan of the house of KRW 898,000,000,000. Such falsity is false, although the Defendant did not intend to rent a