The sentence of sentence shall be suspended for the defendant.

Punishment of the crime

around March 2013, the Defendant borrowed 265,516,000 won from the Samsung Card Co., Ltd., Ltd., and Samsung 3 financial rights, as credit loans, and 175,950,000 won in total from the credit card companies, such as Hyundai Card Co., Ltd., under the name of real estate loans, and 457,46,000 won in total from the credit card companies, such as Hyundai Card Co., Ltd., and Hyundai Card Co., Ltd., under the name of cash services, and the Defendant borrowed 16,950,000 won in total from the credit card companies. However, the Defendant paid 3,750,000 won in each month, while there was no property and there was no economic difficulty due to monthly income of approximately KRW 3,50,000,000, from D belonging to the lending brokerage company.

As the credit rating is high, loans can be granted from the financial right No. 1 with low interest rate to KRW 200 million, which is four times the annual salary for the party. However, with this loan received, our company's prior payment and fee per 7% of the loan amount should be paid to our company.

On April 4, 2013, the Defendant submitted a letter of commitment stating that “In the event a loan is implemented by another financial institution from five business days before the enforcement date to fifteen business days after the enforcement date, the Defendant would immediately repay the loan to E, an employee of the three life insurance company, who is an employee of the three life insurance company, with a loan of KRW 30 million to the victim’s future, and the principal shall be repaid at maturity.”

However, the Defendant was expected to receive a loan from several lending companies on the same day, using the fact that the Defendant somewhat takes time to share loan information among lending companies, and the Defendant actually was on April 4, 2013 and the same month.

5.A loan of 200 million won in total from a financial institution during this framework.