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(영문) 서울중앙지방법원 2016.08.11 2016고단1902
사기
Text

A defendant shall be punished by imprisonment for four months.

However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

From April 1, 2013, the Defendant is a person who is in office as a member of the company belonging to the Korea Communications Agency to CJ.

The Defendant, from May 2012 to July 2012, was too serious to buckbucks in order to pay interest on loans worth approximately KRW 90 million, including loans of KRW 25 million from national bank loan to KRW 25 million, as monthly income of the Defendant.

At the same time, the Defendant settled all the debt incurred by the loan and immediately recovers credit, but at the same time, the lending institution does not mean that it applies for several loans from the loan application to the entry of the details of the loan execution into the computer network. Since each financial institution has a difference from the loan application to the date of entry of the loan execution into the computer network, it would make a large amount of the loan by evaluating the credit rate at a higher level without confirming the existence of other loans among them. If a loan is provided with several loans, the loan would be repaid immediately.

“After Rose of Sharon,” on October 8, 2013, the Bank borrowed money equivalent to the total amount of the loan from a bonds company with no name-based loans and repaid the existing loan obligations.

Therefore, the Defendant submitted a certificate of employment and documents required for loans, such as income source collection receipt, to the employee C in the location of the Defendant at three life insurance office (the State office) in the second floor of the building of the present Hyundai Fladon, which is located around October 15, 2013, 360 U.S., Seo-gu, Sungnam-si, Sungnam-si, and 350 U.S. (S.). In addition, if a loan is implemented by another financial institution between five business days before the execution date of the loan and fifteen business days after the enforcement date of the loan, the Defendant would immediately repay the loan.

“Written Declaration” to the effect that “a letter of commitment” shall be drawn up and issued, and “7.7% per annum at a three life insurance company in the future, and the date of repayment of the loan shall be 41 million won after one year.”

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