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(영문) 광주지방법원 순천지원 2013.11.28 2013고단1513
사기
Text

A defendant shall be punished by imprisonment for six months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

1. Around April 201, the Defendant committed the crime against the victim C, at the E plant located in P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P at P, “To obtain a loan due to the need for a full-time and personal money, and to obtain a guarantee from P

However, in fact, the Defendant has already been unable to meet the principal and interest and living expenses every month with the monthly wage of the Defendant in excess of his/her obligations to financial institutions and loan companies, and even if he/she received the above loan, there was no intention or ability to repay the loan at once because the loan was rapidly higher than the other debt due to the loan.

On April 22, 2011, the Defendant: (a) by deceiving the victim; (b) borrowed three million won from a lending company (ju) Ethsccos loan; and (c) ordered the victim to stand a joint and several surety; and (d) borrowed a total of six million won as shown in the attached Table 1 and 2, and had the victim stand a joint and several surety.

2. The Defendant committed the crime against the Victim F, around October 201, stated that “The Defendant shall receive a refund from the victim F, and shall make a repayment of the loan, if the loan exceeds the bank deposit, then the Defendant shall pay the loan to the victim F,” and the Defendant shall not be aware of the loan if the loan exceeds the bank deposit, and the wife shall pay the installment deposit 20 million won.”

However, in fact, the Defendant cannot transfer the existing loan to a bank account due to the situation where the Defendant had already been in excess of his/her obligation, and even if the wife received installment savings, he/she did not have the intent or ability to timely repay the loan even if he/she had to preferentially repay other debts.

Around November 3, 2011, the Defendant, by deceiving the victim, was given a loan of four million won from the loan to the loan company around November 3, 201.

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