A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

1. 피해자 C 과의 관계 피고인은 고등학교 동창 생인 피해자 C에게 접근하여 사귈 의사가 없음에도 사귀는 것처럼 가장한 후 피해 자로부터 돈을 편취하거나 피해자를 이용하여 대부업체 등으로부터 피해자 명의 또는 피해 자를 연대 보증인으로 세워 대출을 받기로 마음먹었다.

2. On April 10, 2015, the Defendant, at the Defendant’s home located in the Seoul Southern-gu, Incheon, D, 5 Dong 202, called a phone to the victim C, and there is no damage due to the Defendant’s intention to obtain a loan, and there is no damage due to the Defendant’s ability to pay interest.

Before all, there has been a friendly test because it is difficult to gather, and the time has been solved.

There is no concern about it.

“A false statement was made to the effect that, at the time of receiving a loan, the principal and interest would not be damaged to the victim by timely repayment of the principal and interest.”

However, the defendant did not have any ability at the time, and the parent of the defendant did not have any ability, and the victim guaranteed, and even if the defendant received a loan from the lending company, etc., the defendant did not have any intent or ability to pay the loan properly.

Nevertheless, the Defendant: (a) by deceiving the victim as above, had the victim sign a joint and several guarantee; (b) obtained a loan of KRW 3 million from the future Cred Loan Co., Ltd.; and (c) obtained a loan of KRW 3 million from the Scend Loan, Co., Ltd. on April 13, 2015; and (b) instead received a loan of KRW 9 million from Scend Loan, and did not make any change; and (c) obtained a loan of KRW 3 million,000,000 from Scend Loan, and made the victim bear the obligation of joint and several guarantee equivalent to

3. Forgery and events of documents related to loan by events;

A. The Defendant of a private document forgery is from a lending company as above.