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1. As to each of the plaintiffs' KRW 22,413,793 and each of the above money, the defendant shall make a year from October 23, 2018 to July 8, 2020.
Reasons
1. Facts of recognition;
A. 1) The network D (hereinafter “the network”) is concluded, etc.
(3) On January 19, 201, the term “F Insurance” (hereinafter “instant insurance”) with Defendant (Co., Ltd.) as follows:
(A) A) The insured’s occupation: (a) clothes, shoess, and related product management, and (b) the insured’s occupation: The coverage of the General Injury: (a) KRW 50 million according to the prime contract upon death; (b) KRW 10 million; and (c) KRW 100 million in total according to the General Injury Death and Disability Compensation Special Agreement; and (b) the insurance of this case classified the insured’s occupation according to the occupational injury risk rate; (c) the insured’s workplace at the time of the conclusion of the instant insurance contract into G; and (d) the Deceased’s workplace at the time of the conclusion of the instant insurance contract; and (e) the Deceased’s employment was classified into class 1 to class 3; and (e) the insured’s employment was classified into class G at the time of the instant contract; and (e) the risk rate is high. (iii) The notice of the obligation to notify the Deceased’s workplace at the time of the Defendant’s request for the insurance contract was related to the work of the Deceased;
In addition, at the time of concluding an insurance contract, the deceased received the insurance policy, insurance terms and conditions, and product description from the defendant, and explained them. The insurance policy contains the phrase “if the insured changes his occupation and duties during the insurance period, without delay inform the company, and if not, it may refuse or reduce the payment of the insurance amount.” Article 25 of the General Terms and Conditions also states the above purport as to “duty to inform after the conclusion of the accident insurance contract.”
B. From July 31, 2018, the Deceased’s death was worked as a day-to-day at the construction site located in Jinyang-si, Namyang-si, and died after falling on the roof of the warehouse around 09:45 on August 1, 2018.
The Deceased is the Defendant at the construction site as above.