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(영문) 서울중앙지방법원 2017.04.13 2016가단5102569
보험금
Text

The plaintiff's claim is dismissed.

Reasons

1. Basic facts

A. On March 30, 2009, the Plaintiff’s spouse B and the Defendant entered into a non-dividend-based indemnity insurance contract (hereinafter “instant insurance contract”) with the insurance period on March 30, 2009 to March 30, 207, and B with the insurance amount of KRW 100,000,000, and with the amount of KRW 100,000, the Defendant’s family life compensation IIE (Renewal) with the following content:

1. (Compensation for Damages) A company shall be bound to compensate for damages sustained by the insured, as stated in the insurance policy (insurance policy) by bearing legal liability for damages to the physical disability or property of another person due to any of the following accidents within the insurance period of this special terms and conditions:

(1) An accident which happens due to the ownership, use, or management of the house (including movable property and real property in the site; hereinafter referred to as the "house") entered in the insurance policy (insurance policy) which the insured uses for residential purpose. 2 The insured's daily life (excluding the possession, use, and management of real property other than the house)

2.(Scope of the Insured) In the above 1. (Compensation Damages) the Insured refers to the following persons:

(1) The insured stated in the insurance policy (insurance policy). (2) The spouse entered in his/her family relation registration or resident registration on his/her family relation registration. (3) An unmarried child living together with the insured himself/herself or his/her spouse (hereinafter referred to as "unborn child"), was subscribed to the special terms and conditions of liability for family life (hereinafter

B. On March 31, 2009, after the conclusion of the instant insurance contract, the Defendant issued to the Plaintiff an insurance policy (securities number C) stating the date of birth, occupation, whether the contractor and the insured are the two-wheeled owner, whether they are owned by the two-wheeled owner, and the type of driving.

C. On April 8, 2015, during the insurance period of the instant insurance contract, the Plaintiff’s wife’s house owned by the Plaintiff’s husband and wife, Ulsan-gu 105 Dong 903 et al.

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