A defendant shall be punished by imprisonment for not less than one year and six months.

Punishment of the crime

The Defendant, along with C and D, intended to borrow a loan from a financial institution through a prompt term work loan (such as a false employment certificate and a false rental contract, etc., which was obtained a loan from a vehicle after purchasing a vehicle with an automobile installment loan, and then re-printed a vehicle and then acquire a loan from a financial institution in a manner that does not fully repay the loan, notwithstanding the lack of the intent or ability to repay the loan even with the financial institution, etc.

1. The Defendant, in collusion with the above C, E, and F on May 2013, committed fraud with the above H lending brokerage office located in Ansan-si G located in Ansan-gu, Seoul-si, Seoul-si, and there was no occupation for the Defendant, and the lessor I did not have leased “Y apartment 109 Dong-dong 605” from the lessor I, the Defendant prepared a false certificate of employment as if he had worked for the said company from February 2, 2013, and prepared a false certificate of employment as if he leased the above apartment 109 Dong 605. At that time, the Defendant submitted the above apartment 109 Dong-dong 605 to a staff member in charge of the name and incompeting branch office located in Ansan-dong, the Defendant applied for a loan of the pre-tax under the name of the above I bank account in the above I on May 31, 2013, and received a delivery of KRW 800,000 from the victim.

Accordingly, the defendant, in collusion with the above C, D, F, etc., acquired 80 million won from the victim bank.

2. Committing frauds with respect to secondhand loans;

A. On June 2013, in collusion with the above C, D, etc., the Defendant did not have any occupation, and even if the Defendant purchased the MF5 vehicle with the loan, he did not have the intent or ability to repay the loan, and would make a loan by disposing of the vehicle with the loan immediately.