1. The Defendants jointly share KRW 202,378,961 with respect to the Plaintiff and the period from July 15, 2016 to August 13, 2016.

1. The following facts may be found either in dispute between the Parties or in full view of each entry in Gap evidence 1 to 10 (including paper numbers) and all the arguments.

On April 7, 2016, Defendant A leased the D Apartment No. 101, 305, located in two parcels, located outside the Seoul Northern-gu, Gangnam-gu, Seoul, as security deposit 250,000,000, and the lease term from April 15, 2016 to April 15, 2018.

(hereinafter referred to as “the lease of this case”) B.

On April 15, 2016, Defendant A entered into a pledge agreement stipulating the maximum amount of 200,000,000 won as 240,000 won for the claim for the refund of lease deposit under the lease of this case with the said company in order to secure the above loan, if the delayed interest rate is not more than one month, 7% for the overdue interest rate is not more than 3 months, 8% for the overdue interest rate is below 3 months, 9% for the overdue interest rate is higher than 3 months, 9% for the overdue interest rate is higher than 19% per annum (the normal interest rate is 2.17% per annum), and Defendant B agreed to establish the said pledge agreement.

(hereinafter the above loan is a loan of this case and a pledge established by the above pledge contract (hereinafter referred to as the "mortgage of this case").

Defendant A entered into a personal financial credit insurance contract (hereinafter “instant insurance contract”) between April 22, 2016 and April 15, 2018 with respect to the instant loan obligation between the Plaintiff and the Plaintiff, which is the insured Alurian Life Insurance Co., Ltd., Ltd., the insurance amount of KRW 20,000,000, and the insurance period of KRW 220,000,000.

When the Plaintiff and Defendant A entered into the instant insurance contract, and the Plaintiff paid the insurance money to Alurian Life Insurance Co., Ltd., the Defendant A must immediately pay the amount equivalent to the insurance money to the Plaintiff. In the event of delay, the maximum overdue interest rate out of the total overdue interest rate of commercial banks from the day following the payment date to the full repayment date of the insurance money paid.