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(영문) 서울중앙지방법원 2019.09.20 2018가합569823
계약무효확인
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. 1) On March 31, 2017, the Plaintiff and the Defendant, the mother insurance company, and the Defendant, the Defendant, as the mother insurance company, are the C Contract under which the Plaintiff, on the part of March 31, 2017, employs the fetus pregnant, as the insured and the beneficiary (hereinafter “

(2) When entering into the instant insurance contract, the Plaintiff prepared and submitted an answer to the question as to whether the Defendant’s “Duty to Notify the contract” (hereinafter “instant question”) was “Duty to Notify the contract,” and the content thereof is as follows.

The following matters concerning the insured who are obligated to notify prior to the contract (persons subject to insurance) are data necessary for the company to examine and take over subscription for the insurance contract, so the policyholder and the insured shall inform the following questions as they are true and directly prepare. If they do not notify or inform differently from the fact that they are true, they may refuse to purchase the insurance contract. In particular, in cases where the contents of notification at once to 1-11 questions are applicable to the "Important Matters", the company may unilaterally terminate this insurance contract in accordance with the terms and conditions of the insurance, and even if the insurance accident has already occurred, guarantee such as refusing to pay the insurance money can be restricted.

"Important Matters" means matters that affect the acceptance of a contract, such as refusing to make an application for an insurance contract if the company becomes aware of such fact, or refusing to limit the amount of insurance coverage, excluding partial guarantees, reducing insurance proceeds, and acquiring premiums on a conditional basis, such as insurance premium increase.

1. It is true that a doctor has undergone the following medical treatments within the last three months through a medical examination or examination (including a health examination), that is, the operation for the diagnosis of the disease for the diagnosis of the disease, the diagnosis of the heart of the medication of the disease (including the king (including the examination), is issued by a doctor or a written opinion:

medication means the act of prescribing the medicine to the patient by the doctor.

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