1. Revocation of the first instance judgment.

2. The plaintiff's claim is dismissed.

3. All costs of the lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On September 18, 2014, the Plaintiff, a parent of the deceased B (hereinafter “the deceased”) concluded a contract on the National Health Insurance (1404) (hereinafter “instant insurance contract”) between the Defendant and the Defendant, with the period of insurance from September 18, 2014 to September 18, 2056, with the Deceased, the beneficiary of the death insurance, the Plaintiff, and the disease death insurance amount of KRW 20 million.

B. At the time of the conclusion of the instant insurance contract, the Plaintiff and the Deceased responded to the questions pertaining to the instant case Nos. 2, 3, 9, and 10 among the questions concerning the obligation to inform the contract prior to the conclusion of the instant insurance contract, and they signed the said insurance subscription form.

The following matters concerning the obligation to notify the whole contract shall be the data necessary for the company to take over the subscription for the insurance contract, so the policyholder and the insured shall be able to inform the truth:

If the following matters are verbally notified to an insurance solicitor, etc., it shall be deemed not to be notified to the insurance company, so the time shall be notified in writing:

If the following matters (1-12) are not truely notified or differently from the fact, insurance can be refused, and in particular, if the content falls under [important matters], regardless of the will of the policyholder or the insured, the contract may be terminated or the guarantee may be restricted pursuant to the provisions of the insurance terms and conditions [the effect of breach of the duty to notify before the contract].

[Important Matters] The term "material fact" means a fact that a company would have an impact on the acceptance of an insurance contract, such as refusing to make an application for an insurance contract if it becomes aware of such fact, limiting the limit of the amount of insurance coverage, excluding partial guarantees, reducing insurance proceeds, or transferring

2) At present, loss or damage to arms, legs, legs, grandchildren (including fingers), shots (including fingers), and vertebrates at present, grocf, ear, language, Chewing function, mental or psychotropic function.