Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

B and C, from June 2018, through the Internet site, etc., through D and E, obtained a loan by unlawful means, such as “free workers, four-party employees who are not insured, low-credit holders, and low-credit holders may obtain a loan on the same day at 4.5% per annum and 4.5% per annum, and the annual living years are able to obtain a loan on the same day.” After reporting this fact to the National Health Insurance Corporation, as if the loan clients worked for several months in the workplace where they do not actually work for the clients, then, as if they were reported to the National Health Insurance Corporation, obtained a false health insurance profit certificate, a payment statement of health and long-term care insurance premium, and submitted a payment statement of health and long-term care insurance premium to the financial institution, and conspired to receive 40% of the loan as loan fees.

D The D took overall charge of and instructed other accomplices to engage in various affairs, such as advertising of loan intermediation, counseling of clients, preparation of false application materials for loan, assistance in application procedures for loan applicants, and the collection of loan work fees.

E was in charge of telephone work so-called in order to identify that the loan clients can receive the loan by any means in consultation with the loan clients according to D's instructions, and to confirm whether the loan clients are in office by telephone from the financial institution that applied for the loan.

B played the role of raising public relations advertising advertising for loans and managing loan work fees from loan clients, such as F and other Internet sites and G.

C An online site, such as H and game, and social-related network services such as I, an advertising for loans is raised, and an application for obtaining false health insurance benefits is prepared and submitted to the Health Insurance Corporation as if the borrower had worked in the workplace, and thereby the false health insurance payment certificate, health and long-term care insurance premium.