Defendant shall be punished by a fine of KRW 3,500,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

The Defendant, “2013 high-level 3104,” which was unable to obtain a loan from a financial institution in a normal way through the Internet, sought an explanation from a bank that it is possible to obtain a loan from a one-time “B” if he/she were to operate a business from a one-time “B,” and agreed to obtain a loan in collusion with the above “B,” etc.

Around 13:00 on September 7, 201, the Defendant: (a) obtained a false document, such as a real estate lease agreement, a health and long-term care insurance premium payment certificate, etc. from the aforementioned “B,” and filed an application for the loan of “year life-long” with the employees in charge of the above community credit cooperatives; and (b) filed an application for the loan with the employees in charge of the above community credit cooperatives.

However, the above community credit cooperatives failed to achieve the intention by finding out that the payment certificate of health and long-term care insurance premiums submitted was forged and refusing to grant the loan.

On June 25, 2012, 2012, the Defendant: (a) opened a national bank passbook (Account Number:F) and a physical card in the name of the Defendant’s birth E in the name of the non-resident in the ship ship located in Busan City, Busan, Busan, the Defendant transferred 30,000 won to the national bank passbook (Account Number: G) and transferred 30,000 won to the national bank passbook (Account Number: G) in the name of the Defendant on the same day.

Summary of Evidence

"2013, 3104"

1. Defendant's legal statement;

1. Each police statement made to H and I;

1. Records of seizure and the list of seizure;

1. A credit guarantee agreement, an application for credit guarantee, a business registration certificate, a certificate of payment of long-term care insurance premiums, each real estate lease agreement, and "2013 High-3948";

1. Defendant's legal statement;

1. Investigation report (receiving number 2012-011621 for correspondence of data);

1. Application of replies to requests for financial transaction information;

1. Relevant Articles 347(1), 352, and 30 of the Criminal Act concerning criminal facts and the choice of punishment;