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(영문) 인천지방법원부천지원 2015.06.19 2014가합1941
채무부존재확인
Text

1. With respect to the accidents described in paragraph 1 of the attached list, it shall be based on the insurance contract described in the attached list 2.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. On March 18, 201, the Plaintiff and B entered into an insurance contract (hereinafter “instant insurance contract”) with the same content as indicated in [Attachment List No. 2] (hereinafter “instant insurance contract”). Of the terms and conditions applicable to the instant insurance contract, the main content of the instant insurance contract is as follows:

Article 1 (Compensation for Loss) of the General Terms and Conditions for Daily Life Compensation (Liability) Section 1 (Compensation for Loss) of this Special Terms and Conditions (hereinafter referred to as "Special Terms and Conditions") shall compensate for the damage (hereinafter referred to as "liability for damage") suffered by the insured (person insured) during the insurance period (hereinafter referred to as "insurance period") as listed below (hereinafter referred to as "accident") under this Special Terms and Conditions (hereinafter referred to as "liability for damages") due to the occurrence of an accident listed below.

1. An accident resulting from the possession, use, and management of a house (including movable property and real estate within the section) entered in an insurance policy (insurance policy) used by the insured (person insured) for residential purposes;

2.An accident due to the daily life of the insured (the ownership, use, and management of any real property other than a house) (the ownership, use, and management of any real property other than a house) (3) the company shall not compensate for the loss resulting from the burden of any of the following liability, regardless of whether the cause is direct or indirect, of the cause:

1. Liability for compensation directly resulting from the performance of the duties of the insured;

2. Liability due to real estate owned, used or managed by the insured, except for the housing indicated in the insurance policy;

B. The Defendant and B, who caused the instant accident, are members of Ansan-si, around 01:00 on January 5, 2013.

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