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(영문) 부산지방법원 2013.10.04 2013고정2572
대부업등의등록및금융이용자보호에관한법률위반등
Text

Defendant shall be punished by a fine of KRW 2,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

"2013, 2572"

1. Any person who intends to run a credit business shall file for registration of the credit business with the administrative agency having jurisdiction over the relevant place of business by each place of business;

Nevertheless, the Defendant, on November 30, 2012, lent money of KRW 3 million to the victim D on the street in front of the Busan High School B in Busan High School, and paid KRW 300,000,000,000,000,000,000 to the victim D by means of loan advertisement in front of the Busan High School, and paid KRW 300,000,000,000,000,000 per share to the victim for 13 weeks (91,000) as shown in the attached crime list, such as lending of KRW 3 million to the victim D and E on three occasions until January 24, 2013, the Defendant paid KRW 360,000,000,000,000,000,000,000,000,000,000,000,00 won received 30,000,000,00.

2. In the event that a unregistered credit service provider provides money loans, the interest rate shall not exceed 30/100 per annum by applying mutatis mutandis Article 2 (1) of the Interest Limitation Act, notwithstanding the fact that the lending of money to victims D and E at the same time and place under the same conditions as the preceding paragraph is in violation of the interest rate limitation as in the attached list of crimes, such as lending money.

With respect to the interest rate in the case of loans extended by unregistered credit service providers, "2013 High 2572", the Defendant did not charge interest exceeding the interest rate of 30% per annum under the Interest Limitation Act. However, at around 15:00 on January 28, 2013, the Defendant loaned a fee of KRW 2,00,000 to the victim G who was in need of electricity through the Internet loan advertisement at around 503, 200,000, while lending a fee of KRW 2,000 to the victim G who was in need of electricity through the Internet loan advertisement at around 15:0.

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