1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts (1) On March 11, 2011, the Plaintiff subscribed to the Plaintiff’s ancillary B (hereinafter “the deceased”) as the insured on March 11, 201, and the Plaintiff as the beneficiary of the death, the Defendant and the Defendant and the Plaintiff as the Defendant’s bearer.

The term "general injury, death, and disability after death" in this insurance: The insurance coverage period from March 11, 201 to March 11, 2078 (the maturity of 80 years): the insurance coverage period: 20 years: 10 million won: In the event of death or disability due to a general injury (payment terms): the insurance coverage amount when the insured aged 15 years or older dies, the insurance coverage amount at the time of the death of 80% or more (Provided, That it is limited to the first one), the insurance amount at the time of the latter disability with less than 80% 】 the general injury resulting from the death of the insured (the type and cause of the insurance money) during the insurance coverage period, but if the insured (the insured person is a sudden and rapid accident that occurred during the insurance period, he/she is excluded from the artificial organ or part of his/her body equipment, such as artificial organ or part of his/her body transplantation, etc., he/she shall include the function of the insured person in lieu of its function.

) In the event of death as a direct result of the injury sustained (hereinafter “injury”) (other than death due to disease), the amount of insurance coverage under this Special Clause is paid to the beneficiary (the beneficiary of the insurance money, and the heir of the beneficiary if there is no designation of the beneficiary) as the death insurance money.

Article 3 (Reasons for Not Payment of Insurance Money) The Company shall not compensate for any injury provided for in Article 22 (Reasons for Not Payment of Insurance Money) of the General Terms and Conditions.

Article 22 (Reasons for Not Payment of Insurance Money) (1) The Company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

1. The intention of the insured: Provided, That he/she has impaired himself/herself under the condition that the insured is unable to make a free decision due to mental disorder, etc.;