Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

On March 25, 2016, the Defendant was sentenced to one year of imprisonment for a crime of fraud, etc. in the Daejeon District Court's Incheon District Court's Branch on April 2, 2016.

The defendant and B are joint operators of the agencies located in Nam-gu, South-gu, Dong-gu, Seoul, and E are accounting personnel of the above agencies, and F was working as part-time employees at the above agencies.

1. On November 19, 2013, the Defendant forged private documents: (a) stated in the name column of the site for the letter of guarantee of loan of capital gains from the Defendant’s D agency located in Nam-gu, Nam-gu; (b) stated “F” in the name column of the address; (c) “H” in the resident registration number column; (d) “I”; (e) “B”; (e) in the debtor column; (e) “B” in the transaction agreement column; (e) “B” on November 19, 2013; and (e) “three million won” in the due date column; and (e) “39%” in the “interest rate column; and (e) stated “10%” in the name and solidarity of the guarantor for the joint and several surety loan contract of Hongnette Co., Ltd., Ltd.; and (e) stated “10%” in the column of “13 years” in the column of guarantee; and (e) stated “10%” in the column of guarantee 19 years” in the column of G.

Accordingly, for the purpose of uttering, the defendant has forged one copy of the private document loan guarantee and joint and several guarantee contract.

2. The Defendant exercised a forged loan guarantee at the time and place specified in the preceding paragraph, such as the date and time, at a place specified in the preceding paragraph, and exercised it respectively by submitting a joint and several guarantee agreement to a staff member of the Vietnamnet Co., Ltd. who is unaware of the circumstances, as if it were duly formed.

3. The Defendant, in collusion with B and E, forge the F’s loan guarantee certificate and joint and several sureties contract as described in the preceding paragraph, and B is the name of the Defendant.