1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The Plaintiffs are children of the deceased E (hereinafter “the deceased”). The Defendants are insurers who concluded an insurance contract by designating the deceased as the insured.

B. The Deceased’s insurance contract 1) On June 28, 2012, the Deceased’s Insurance Contract: (a) on the part of June 28, 2012, the Defendant Eastern Fire and the Insured were concluded with the Plaintiff C (the name before the opening of the name: F); and (b) on the part of May 24, 2013, the Non-dividend Smart Family Security Policy with which the Deceased would pay KRW 100,000,000 of the insurance money if the Deceased died due to an injury during the insurance period; and (c) on the part of the Deceased’s legal heir, the Deceased and the Deceased would pay KRW 50,00,000 of the insurance money if the Deceased died due to an injury during the insurance period; and (d) each of the above insurance was based on the special terms and conditions of death with the following injury.

Chapter 1. Special Terms and Conditions Concerning Injury

1. Terms and conditions of injury, death or special agreement;

1. (Types and Grounds for Payment of Insurance Money) A company shall cause injury (hereinafter referred to as "accident") occurred during the insurance period of this Special Terms and Conditions (hereinafter referred to as "insurance period") for an insured person (person subject to insurance) listed in the Insurance Policy (Certificate of Insurance) to be insured;

(ii)such body parts (excluding physical assistive equipment as artificial organs, artificial organs or parts, dyphos et al., but including where they are transplanted and replaced by their functions;

In the event of death as a direct result of the injury sustained, I will pay the purchase amount of insurance under this Special Terms as the injury death insurance amount.

2) On October 29, 2009, the Deceased’s Hyundai Sea and the Insured as legal inheritor, and where the Deceased dies due to an injury during the insurance period, 150,000,000 won (i.e., basic contract amounting to KRW 100,000,000, and additional clauses on collateral security for the injury after the death of the deceased, the deceased shall pay KRW 50,000,000.