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(영문) 서울중앙지방법원 2016.11.18 2016가합541333
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. The relevant Plaintiffs are the spouses and children of the deceased D (hereinafter “the deceased”), and the Defendant is a company running an insurance business.

B. On May 6, 2010, the Plaintiff A and the Defendant entered into an insurance contract with the Defendant that specifies the insured as the deceased and the beneficiary of the death insurance as the statutory inheritor, and on May 6, 2010, the non-dividend professional professional indemnity insurance (long-term Non-Life Insurance) contract (long-term Non-Life Insurance) insurance (hereinafter “instant 1 insurance”).

B) On March 3, 2015, a comprehensive insurance contract regardless of the life of non-dividend profa (hereinafter “instant 2 insurance”) is concluded on March 3, 2015.

(2) Each of the instant insurance contracts was concluded. Article 17(1)1 of the terms and conditions of the instant insurance contract, and Article 5(1)1 of the Terms and Conditions of the instant insurance contract provides that “The insured shall not be paid insurance money when the cause for the payment of insurance money occurred (in a case where the insured intentionally damaged himself/herself) due to the intention of the insured (in a case where the insured intentionally damaged himself/herself). However, the insured shall be paid insurance money if he/she has damaged himself/herself

C. On May 20, 2015, the Deceased’s Deceased’s death was a protegradation of a mountain diversified on May 20, 2015, and the Plaintiffs were divers in a nearby mountain divers of the instant complaint for suicide.

From May 2015, the Deceased was a person who committed suicide, stating that “I am saves themselves in Hegsan, self-saved.”

However, the plaintiffs asserted that the deceased did not commit suicide again in the preparatory document of November 10, 2016, which was submitted after the closure of the pleadings, but according to the statements of evidence Nos. 7, 15, and 16, the plaintiffs asserted that the deceased did not commit suicide. However, according to the records of evidence Nos. 7, 15, and 16, the body of the deceased was found to have been affected by a tree that has been cut in a repeated form at the place where the body of the deceased was found, ② the body of the deceased was found separate from the body body and head, ③ the body of the deceased was found, ③ the body of the deceased was found, and there was no

In addition to the circumstances in paragraph 1, the Deceased.

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