A defendant shall be punished by imprisonment for not less than one year and six months.

However, the execution of the above punishment shall be suspended for a period of three years from the date this judgment becomes final and conclusive.

Punishment of the crime

"200 Highest 2860"

1. On May 21, 2020, when the victim E calls to the victim E at a place where it is impossible to know the nearest location of May 21, 2020, the victim’s name infarcing himself as if he were F bank employees G, the victim may be given a loan at an annual interest rate of 8%, and a refund loan may also be extended to 28 million won.

“A false statement, and the details of H bank loans, etc. of the victim identified by an unsound method, sent them to the victim by the Kakao Stockholm message, and received a loan application and a photograph of the resident registration certificate from the victim.

On May 22, 2020, the name influor was approved to lend 28 million won to the Kakao Stockholm, using the false phrase “the H bank loans would decrease the approval of the loan because it would decrease once the loan was made.”

The message sent “.........”

In addition, another name-free person shall engage in the activities of the HI head of HI bank at a place where it is not possible to know the location of the short time on May 22, 2020 and shall be handled as soon as it is possible to open a virtual account in the name of the victim and make up for it in cash.

“False speech” was made.

On May 22, 2020, at around 17:30 on May 22, 2020, the non-titled person ordered another person in the name of another person in the name of another person in the name of the victim to receive money as if the victim was able to receive the loan repayment on behalf of the head of HI Bank team, and ordered another person in the name of another person in the name of the victim to receive money.

On May 25, 2020, the name inf bank employees G, who continued to engage in the act as if he were the F bank employees G, called the victim again at a place where the location of the upper time is unknown, and called the victim “28 million won loan,” and the L bank substitution loan loan case is a violation of the finance law.

To implement a loan, the amount of 14 million won which is half of the loan shall be guaranteed deposit.