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1. The Defendant’s KRW 37,096,340 for the Plaintiff and KRW 5% per annum from May 12, 2015 to August 25, 2020.
Reasons
1. Basic facts
A. On February 29, 2008, the Defendant entered into an insurance contract with the Plaintiff, which is an insurance company that runs the insurance business, and entered into the “C” insurance contract (hereinafter “instant insurance contract”).
B. The main part of the insurance terms related to the instant insurance contract is as follows.
1) In the event that the contractor, the insured, or the beneficiary intentionally states any fact different from the fact in the documents concerning notification of damages or claims for insurance money, or forges or alters such documents or evidence, the insured or beneficiary shall lose his/her insurance claim for damages. 2) Article 1 (Compensation for Damages) of the General Injury and Provisional Living Expenses Clause (Article 1) of the General Terms and Conditions (Article 1) of the General Terms and Conditions (Article 26 (Loss of Insurance Claim) of the General Terms and Conditions (Article 26) (Article 1) of the General Terms and Conditions (Article 1 of the General Terms and Conditions) (Article 1 of the General Terms and Conditions) provides that if the insured
(2) The injury referred to in paragraph (1) shall include addiction symptoms generated when the person inhales or takes in poisonous gases or toxic substances in a timely manner.
However, the addiction symptoms generated as a result of the injectingn food poisoning and habitually absorption or intake shall not be included in this.
Article 3 (Temporary Living Expenses) (1) An insurance company shall pay the beneficiary the daily amount stated in the insurance policy only for hospitalization within 180 days from the date of the accident to the beneficiary as a result of a physical injury caused by an accident as provided for in Article 1, bringing any trouble to his/her living function or business ability and receiving treatment by hospitalization.
3) Article 1 of the Special Terms and Conditions for Security of Expenses for Hospitalization (damages to be compensated) (1) An insurance company shall have a disease caused by the insured described in the insurance policy during the insurance period of this Special Terms and Conditions.