1. With respect to the accident described in attached Form 1, the plaintiff (a counterclaim defendant) based on the insurance contract mentioned in attached Form 2.

The main lawsuit and counterclaim are also examined.

1. Determination on the claim related to the consortium insurance

A. 1) On July 14, 2006, the Defendant, an insurance company, and the Plaintiff, as indicated in paragraph (2) of the attached Table, are “non-distribution professional engineer insurance” (hereinafter “agreement insurance”) between the Plaintiff and the Defendant as the insurance company.

(2) The contract was concluded with respect to the "30......... 2) The main contents of the "30...................... the Corporation shall compensate for the amount of injury per day of hospitalization within the limit of 180 days from the date of the accident, as follows: (a) the insured, as stated in the insurance policy (insurance Policy), for the following: (b) the insured, as a result of sudden and incidental accident (hereinafter "accident") during the insurance period of this Special Terms and Conditions (hereinafter referred to as "accident") and directly suffering from injury to his body (excluding physical assistance such as number, medical capacity, bill, and dental health), and continue to be hospitalized for the purpose of directly treating the injury, for not less than one day after the date of the accident, for the following 1.0% of the daily amount of injury per day of hospitalization stipulated in the insurance policy (Insurance Policy).