1. Defendant A, B, C, D, and F are jointly and severally liable to the Plaintiff for KRW 192,665,00 and the same shall be jointly and severally applied to the Plaintiff from August 30, 2012 to September 28, 2012.

1. Basic facts

A. Before the conclusion of the instant insurance contract, Defendant B and C are co-owners of G 46919 square meters of G forest G 4,2919 square meters of land among Defendant A’s children. 2) around May 2010, Defendant C had been granted permission for conversion of a smuggling market for the purpose of creating a public farming ledger for 15,816 square meters of the said forest. On July 2, 2010, Defendant C and Defendant C, a primary debtor, Defendant C, a joint guarantor, entered into a guarantee insurance contract for guarantee of payment of the deposit for restoration expenses incurred from the said conversion in the name of the Plaintiff, Defendant C, and Defendant C, a joint guarantor, and the relevant documents, such as an insurance subscription form, and Defendant C made a certified electronic signature.

(B) Around August 10, 2010, the above insurance contract was terminated as the nominal owner of the said permission for conversion changed from Defendant C to Defendant A, even though the pertinent authorized certificate was issued, but the signature in the contract was written. However, around July 2010, the above insurance contract was concluded. (2) The Defendant A, upon the change in the name of the said permission for conversion, applied for a guarantee insurance contract to guarantee the payment of the Plaintiff’s deposit for recovery expenses for the said conversion to the Changwon Branch Authority, and entered into between the Plaintiff and the Plaintiff on August 17, 2010 (hereinafter “instant insurance contract”).

2) The application form for authorization and guarantee insurance contract of the instant insurance contract (hereinafter “instant subscription form”)

Defendant B, C, D, E, and F are recorded as joint and several suretiess, and each personal information and name is written in the joint and several sureties column, and at the bottom thereof, the signature and seal is signed and sealed at the confidential agency office around 2:0 p.m. and around 2:0 p.m. of August 10, 2010, in which the Plaintiff’s insurance solicitor H is written. Contractor A, surety:

C. H Confirmation, “A” on August 14, 2010, and written signature at the A office of Kimhae-si.