Defendants shall be punished by a fine of five million won.

In the event that the Defendants did not pay the above fines, only 100,000.

Punishment of the crime

Defendant

A is a person who engages in credit business without registering the credit business. Defendant B is a person who engages in credit business without registering the credit business. Defendant B is a person who, without registering the credit business, is a person who engages in credit business in the Daegu-gu E apartment, 107 Dong905, and Defendant C is a person who, without registering the credit business, engages in credit business at his/her own residence in the Daegu Suwon-gu, without registering the credit business.

1. Defendant A

(a) Any person who intends to engage in unregistered credit business shall file for registration of credit business with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor or Special Self-Governing Province Governor who has jurisdiction over the relevant place of

Nevertheless, from March 2016 to July 2016, the Defendant extended each loan to the debtor G and H, without registering the credit business.

(b) Where a registered credit service provider without any restriction on interest rates lends a loan to an individual, it shall not receive interest exceeding the interest rate of 25% per annum;

On March 19, 2016, the Defendant: (a) concluded a loan agreement with an obligor H to borrow a loan of KRW 2 million; (b) entered into a loan agreement with an obligation to receive interest rate of KRW 2.1 million on a yearly basis after 80 days; (c) entered into a loan agreement with an obligor G to receive interest rate of KRW 60% from that time; (d) on May 19, 2016, the amount of the loan agreement was determined as KRW 3 million; and (e) KRW 5 million was determined as the amount of the loan agreement with an obligation to receive interest rate of KRW 636.9% per annum on a yearly basis after the loan of KRW 2.5 million was made; and (e) concluded a loan agreement with an obligor G on June 7, 2016; and (e) concluded a loan agreement with an obligation to receive interest rate of KRW 1 million on a yearly basis; and (e) concluded a loan agreement with an obligor on a three million interest rate of KRW 100,1000,3000.