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A defendant shall be punished by imprisonment for not less than eight months.
However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.
Reasons
Punishment of the crime
[2013 Highest 1728]
1. On February 28, 2013, the Defendant, who is running a credit business without registration, was running a credit business on six occasions, such as lending KRW 15,00,000 to E who intends to borrow money at the closure room adjacent to the first floor D convenience store of the building C during Ansan-si, from that time to October 10, 2013, without registering the credit business with the competent authority.
2. On May 15, 2012, the Defendant: (a) loaned KRW 15,00,000 to E, a credit service provider, who did not register a credit business, with a view to getting interest of KRW 225,00 per day after deducting KRW 225,00 in advance interest; (b) entered into a loan agreement with a view to getting interest of KRW 18,000 per day from E to pay interest of KRW 225,00 per day; and (c) received interest exceeding the restricted interest rate upon receiving repayment of KRW 18,00,00 from E; and (d) from that date to October 10, 2013, the Defendant received interest exceeding the restricted interest rate from E over 11 times, as described in the attached list of crimes.
[2014 Highest 509]
1. On October 8, 2013, the Defendant: (a) loaned KRW 900,000 per day to “H”; (b) the Defendant, as a credit service provider that did not register a credit business, borrowed money from “H”; (c) concluded a loan agreement with the effect that KRW 20,000 per day should be repaid for 50 days; and (d) paid the interest at a rate exceeding the limited interest rate; and (e) received the interest in excess of the limited interest rate.
2. On October 24, 2013, the Defendant: (a) lent KRW 20,000 per day to the J market located in Ansan-si G on October 24, 2013; (b) and (c) made a loan contract with the effect that KRW 20,000 per day should be paid for 60 days; and (d) received interest exceeding the limited interest rate by having 440,000 won repaid for total amount of KRW 440,00 per annum.
(i) the evidence;