Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. Any person who intends to engage in unregistered loan business shall register with the competent authority by place of business;

From April 1, 2016 to April 27, 2016, the Defendant engaged in loan business without registering the loan business to the competent authorities as described in paragraph (2) in the name of “D” without registering the loan business.

2. The interest rate applicable to a loan lent by an unregistered credit service provider in excess of the restricted interest rate shall not exceed 25 percent per annum;

Nevertheless, the Defendant:

A. On April 1, 2016, the Plaintiff agreed to lend F 2,50,00 won to F in the residence of the F located in the Donsan-si, Donsan-do and to receive the principal and interest over 13 times in 65,00 won by the number of days and 3,00,000 won for 30,000 won for 65,000 won for 65,000 won for 2,50,000 won for 6,000 won for 4,80,000 won for principal and interest (4,89.3% for interest rate) from F, by receiving reimbursement of KRW 2,50,00 from F for

B. 1) On April 19, 2016, the Defendant agreed to lend 2.5 million won to G at the office of the three insurance company at Yando Seo-dong, Yando, Chungcheongnam-dong, Yando and to receive the principal and interest on 12 occasions every 300,000 won per 60 daily five days (per annum 419.7%), and 2) around April 27, 2016, at the office of the three insurance company at the foregoing U.S. P. on April 27, 2016, after deducting 300,000 won as interest and receiving 2.2.5 million won as fees, the Defendant agreed to repay 30,000 won per annum (per annum 912.5% per annum), and received 37,7770,000 won as principal and interest under the pretext of the principal and interest (per annum 5, 2016).

Accordingly, the defendant committed a loan act more than self-regulation over four times.

Summary of Evidence

1. Statement by the defendant in court;

1. Each protocol concerning the examination of the accused by the prosecution (including the part concerning theG, F, and H's statement);

1. Statement made by the prosecution with regard to G;

1. Statement made by the police with regard to F;

1. A protocol of seizure and a list of seizure;

1. Investigative Report - Attachment of a copy of seized material, and internal investigation report -.