A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant is a person who operates a lending company with a trade name called "D" in Gangdong-gu Seoul Metropolitan Government.

1. On January 2, 2015, the Defendant: (a) in collusion with E, etc., did not obtain a loan business registration; (b) lent KRW 2,40,000,000 to H that demanded a loan by reporting the name tag distributed to G stores in Jung-gu Seoul, Seoul; and (c) loaned KRW 2,40,000,000,000 to H that was paid for KRW 80,000,000 on condition that 2,40,000 won was paid for the first day; and (d) actually loaned KRW 1,70,000 from that time to April 5, 2016; and (e) operated a business by lending KRW 2,63,463,500 in total on 542 occasions, as written in the list of crimes, from that time until April 5, 2016.

2. Notwithstanding that the Defendant is not a registered credit service provider, in collusion with E, etc., the Defendant who violated the prohibition of advertising the loan business, begins with the commencement of the occurrence of an excessive damage, from January 2, 2015 to April 6, 2016, by “I loan registration number J, K L L L L 2.9% or less, interest rate within 34.9% per annum, interest rate in arrears, and interest rate in arrears, and no incidental expense.

The Gangdong-gu Seoul Metropolitan Government M and N Loan Registration Number: within 2.32% of the monthly interest of the OK, interest rate and overdue interest rate within 27.9% per annum, and there is no incidental expense, and the occurrence of excessive damage commences.

The Seoul Gangdong-gu Seoul Metropolitan Government P commercial building 113 printed each page with the phone number indicated in the above former part to automatically connect the phone to the lending company operated by the defendant, and then distributed it to the Seoul Gangdong-gu, Songpa-gu, Gwangjin-gu, and Jungdong-gu, Seoul and advertised the lending business.

3. On January 2, 2015, the Defendant, in collusion with E, etc., loaned KRW 2,400,000,000 to H, including interest KRW 400,000 per day, and loaned KRW 2,400,000,000 per day under the terms of equal repayment of principal and interest for 80 days, and deducted KRW 140,000 per day, 7% of principal and KRW 30,000,000 per day under the terms of fees.