1. The defendant shall pay to the plaintiff the amount of KRW 26,366,441 and KRW 24,582,503 among them, from June 11, 2016 to the date of full payment.

1. Facts of recognition;

A. On October 15, 2014, the Plaintiff made a loan to the Defendant at an interest rate of KRW 25.8% per annum, interest rate of arrears 29% per annum, 60 months of the loan period, and the principal and interest repayment method (hereinafter “instant loan”).

B. The Defendant did not repay the principal and interest of the instant loan from May 1, 2016.

On May 24, 2016, the Plaintiff notified the Defendant of the loss of the benefit of the term of the instant loan by content-certified mail.

C. As of June 10, 2016, the principal of the instant loan remains 24,582,503 won for principal, interest 1,202,957 won for interest, 32,608 won for late payment, and 548,373 won for repayment fees.

[Reasons for Recognition] Each entry of Gap evidence Nos. 1 through 4, the purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 29% per annum from June 11, 2016 to the date of full payment of the principal and interest of the instant loan (24,582,503 won interest of KRW 1,202,957 plus interest of KRW 32,608), and the principal and interest of the loan of KRW 24,582,503, which are the date following the date of settlement, to the date of full payment.

3. According to the conclusion, the plaintiff's claim shall be accepted on the grounds of its reasoning, and it is so decided as per Disposition.