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1. The defendant shall pay to the plaintiff the amount of KRW 76,534,35 and the amount of KRW 17,129,84 from August 14, 2018 to the date of full payment.
Reasons
1. There is no dispute between the parties to the facts of recognition, or according to the entries in Gap evidence 1 to 10, the following facts may be recognized and there is no evidence that obstructs them:
The Plaintiff, a financial company established for the purpose of credit loans, loan loans, etc., concluded three loans with the Defendant with the following content, and paid the agreed amount to the Defendant.
In case of delinquency in the repayment of the loan at the interest rate of 100,000,00 14.9% on October 26, 2016 in the repayment method of the loan extended on the date of the loan agreement: 12% of the agreed interest rate 12% of the equal loan to the principal and interest on February 28, 2017; 24% of the 24% of the equal loan repaid on the 60-month 60% 7.9% of the 65,400,000 7.9% of the equal loan repaid on the 60-month basis.
B. The Defendant lost each due date by delaying the repayment of the principal and interest of each of the above loans, and as of August 13, 2018, as of August 13, 2018, the sum of the remaining principal and interest, etc. of the loans 17,67,492 won (i.e., principal amount of KRW 17,129,884 won and other expenses of KRW 537,608), (ii) the sum of the remaining principal and interest, etc. of the loans 2 is KRW 54,212,543 (i.e., principal amount of KRW 52,357,465 won and other expenses of interest and interest, KRW 1,85,078), ③ the sum of the remaining principal and interest, etc. of the loans 3 is KRW 4,654,300 (principal amount of KRW 4,472,174 won and KRW 182,126).
2. According to the facts found above, the Defendant is obligated to pay to the Plaintiff damages for delay calculated on August 14, 2018, the agreed interest rate of 26.9% (14.9% of agreed interest rate), 52,335 won (17,67,492 won (2) 54,212,543 won (4,654,30 won) and 17,129,884 won with respect to the remaining principal of the loan 17,129,84 won from August 14, 2018 to the date of full payment (12% of agreed interest rate), 2,357,465 won with respect to the remaining principal of the loan 2,52,357,465 won from August 14, 2018 to the date of full payment, 24% of the agreed interest rate of 3,472,114 won per annum from August 15, 2018 to the date of full payment.
The plaintiff is a year for the remaining principal of the loan 1.