All the defendant's appeal and the plaintiff's incidental appeal are dismissed.

Expenses arising from an appeal shall be incidental to the defendant.

1. The reasoning of the judgment of the court of first instance, citing this case, is the same as that of the part against the defendant in the judgment of the court of first instance, except for the following cases, and thus, citing this as it is in accordance with the main sentence of Article 420 of the Civil Procedure Act.

In the judgment of the court of first instance, the 5th page 12 of the 12th judgment reads “the fact that there was a payment, and the fact that it was difficult to cancel because the account was suspended from the transaction before receiving the work loan.”

2. In conclusion, the plaintiff's claim shall be accepted within the scope of the above recognition and the remaining claims shall be dismissed as it is without merit. Since the judgment of the court of first instance is just in conclusion, both the defendant's appeal and the plaintiff's incidental appeal are dismissed as they are without merit. It is so decided as per Disposition.