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(영문) 부산지방법원 2016.06.28 2015가단224182
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On June 15, 2010, the Defendant concluded a Universal Life Insurance Contract (hereinafter “instant insurance”) with the mother-friendly D of the insured net C (hereinafter “the deceased”).

Insured: the insured: the legal inheritor of the insured from June 15, 2010 to 48 years: State insurance - the special agreement of non-life Ⅲ at the time of death - KRW 10 million at the time of death - KRW 100 million at the time of death - KRW 100 million at the time of death

B. From July 26, 2006, the Deceased, who is the insured insured of the instant insurance, left the Plaintiff, who is his father, to his mother-child D and has been married.

C. From July 20, 2009 to May 6, 201, the Deceased had been provided with pain medical treatment for 20 times due to depression and sulphism. From July 3, 2012 to July 3, 2012, the Deceased was provided with tuberculosis treatment and symptoms discovered for 13 times from July 25, 2012 to June 19, 201, and was provided with repeated re-treatment of symptoms for 13 times from July 25, 2012, and the same year.

4.3.Pawhym therapy was received twice due to influence;

On July 30, 2014, the deceased committed suicide by sprinking the gas pipes of the Househouse with sprinking, and on August 3, 2014, the deceased was discovered by the East F of the Deceased.

E. On December 4, 2014, after the death of the deceased, the Plaintiff’s father was designated as a person with parental authority through the Busan District Court Decision 2014Ra2813, Dec. 4, 2014.

F. The Defendant paid KRW 60 million to the Plaintiff, who is the beneficiary of the instant insurance, in accordance with the main insurance and the non-regular third-party special agreement, but rejected the payment of the insurance money on the ground that the insurance money under the special agreement for non-accident death (hereinafter “instant special agreement”) constitutes “the case of intentionally damaging the insured” as stipulated in Article 12(1) of the following special agreement:

Article 12 of the Clause of the Special Agreement for Accident-Free Death.

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