1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Facts of recognition;

A. D died on October 23, 2018

(hereinafter referred to as “the deceased”). The Plaintiffs are the legal successors of the deceased, who were born between the deceased and the former husband E (Divorce around October 2017).

B. On November 1, 201, before the deceased’s divorce, E entered into an insurance contract with the Defendant with the following content:

(hereinafter “the instant insurance”). Whether the insured’s monthly insurance premium payment period G 201-11-1, 201 November 1-1, 2011, 2073, the insured’s legal heir 145,660 won, is the payment method of the principal amount of the injury insurance (100,000 won) under the special contract for one injury death insurance (100,000 won) 1,00,000 won for one injury death insurance (80,000 won for one lump-sum injury death (80,000 won) 1,000,000 won for two injury death insurance (80,000 won for a lump-sum injury death), the company shall not pay the insurance money if any of the following causes for the payment of the insurance money occurs:

1. The intention of the insured person: Provided, That where the insured person has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., he/she shall pay the insurance money to him/her;

C. The exemption clause of the instant insurance clause is as follows.

On October 23, 2018, one of the plaintiffs of the deceased's death accident (hereinafter referred to as "the accident of this case") discovered that he/she was dead at his/her home room after leaving his/her house by pressing the shower to the shower, and reported the death to the police on the same day at around 18:26.

당시 망인에게는 아랫입술의 터짐, 목맴으로 인한 삭흔, 욕조에 틀어놓은 온수로 인한 화상 이외에 다른 외상은 발견되지 않았다.

An investigative agency has been suffering from depression since 3 to 4 years since the deceased's condition, bathing room condition, and scambling in the inner room, and the deceased suffered from depression.