1. The plaintiffs' respective claims against the defendants are dismissed in entirety.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The Plaintiff A and B are parents of the network C (hereinafter “the network”).

The Defendants are the insurers who are parties to the insurance contract where the Deceased is the insured as follows.

B. On March 29, 2012, Plaintiff B entered into an insurance contract for non-distribution of the following content with Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Hils2”) (hereinafter “instant insurance contract”).

The beneficiary of the Deceased: The content of the terms and conditions relating to the guarantee of death during the first insurance contract of this case is as follows: (a) Article 1 (Types and Grounds for Payment of Insurance Money) (1) where the Insured (person subject to insurance) dies as a result of a direct result of an injury during the insurance period of this special contract, the insured company shall pay the following amount as the insurance money to the beneficiary (person subject to insurance) (hereinafter referred to as “special terms and conditions”) (the “special terms and conditions”) and the insurance period of this special terms and conditions (hereinafter referred to as “special terms and conditions”) and the “special terms and conditions” of this case.

(2) In this special agreement, the term "injury" is excluded from physical assistance equipment such as artificial organs, artificial organs, artificial limbss, artificial limbss, artificial limbss, etc., and thus it is replaced by its function.

I mean an injury sustained. The reason why Article 3 (Reasons for Not Payment of Insurance Money) does not pay the insurance money under this Special Agreement shall be in accordance with Article 18 (Reasons for Not Payment of Insurance Money) of the General Terms and Conditions. [The Guarantee of Injury and Death (Renewal of the Special Provisions)].